Frequently Asked Questions

What are poor credit loans?
Poor credit loans, also known as bad credit loans are loans which can be availed by people with poor credit like arrears, defaults, bankruptcy, bounced checks and missed payments.

How do I apply?
At Very Poor Credit Loans, you can apply through our online application form. We do not charge any fee and you are under no obligation. You can fill this simple form within a few minutes without any hassle.

I have poor credit. Can I apply for a personal loan?
Yes. We do not have any problem with poor credit. You can apply for poor credit personal loans if you have any sort of poor credit. You can use these loans for any personal purpose.

Can I apply for an unsecured loan if I have poor credit?
Yes, if you have any sort of poor credit like bankruptcy, bounced checks, CCJs and missed payments, you can apply for poor credit unsecured loans. These loans are suitable for people who do not have any asset.

I am a tenant with bad credit history. Can I get a loan?
Yes. You need not worry about your bad credit history. Whether you are a council tenant, a housing association tenant, a private tenant or staying with your parents, you can get a loan through us. We arrange bad credit tenant loans for tenants who have bad credit.

What sorts of loans are available for homeowners who have poor credit?
For homeowners who have poor credit, we arrange poor credit secured loans. These loans can be availed by placing any asset against the loan amount. People with poor credit like bankruptcy, bounced checks, arrears, defaults and CCJs etc. can apply for poor credit secured loans.